Fair Terms, No Tricks

These terms govern your use of rickmontero.com and any services purchased through it. By using this site, you agree to these terms. This site is operated by Cartero Media Inc ("we," "us," "our"), doing business as Rick Montero.

Use of This Site

This site is provided for informational and commercial purposes. You may browse freely. You agree not to:

• Use the site for any unlawful purpose
• Attempt to gain unauthorized access to any part of the site or its systems
• Scrape, copy, or redistribute site content without written permission
• Interfere with the site's operation or other users' access

Intellectual Property

All content on this site — including text, design, graphics, code, and visual assets — is the property of Cartero Media Inc unless otherwise noted. You may not reproduce, distribute, or create derivative works from this content without written permission.

Services & Purchases

When you purchase a service through this site (such as the AI Workflow Audit), you are entering into an agreement for the delivery of that specific service. Pricing, scope, and deliverables are described on the relevant product page at the time of purchase.

All payments are processed securely through Stripe. By completing a purchase, you agree to Stripe's terms of service in addition to these terms.

Refund Policy

If you are unsatisfied with a purchased service, contact us within 14 days of purchase through the contact form. We will review your request and issue a full or partial refund at our discretion. Digital services that have been fully delivered are generally non-refundable, but we handle every situation individually.

AI Workflow Audit (Free Quiz)

The free AI Workflow Audit quiz provides a general assessment based on your responses. Results are educational in nature and do not constitute professional consulting advice. The quiz is provided "as is" without warranty of any kind.

Newsletter

Subscribing to the Field Notes newsletter is voluntary. You can unsubscribe at any time via the link in any email. Your email is processed by Kit (ConvertKit) under their terms and our Privacy Policy.

Disclaimer

Content on this site — including blog posts, case studies, and audit results — is provided for informational purposes only. It does not constitute professional, financial, or legal advice. You are responsible for how you apply any information or recommendations.

Limitation of Liability

To the fullest extent permitted by law, Cartero Media Inc and Rick Montero shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of this site or any services purchased through it. Our total liability for any claim shall not exceed the amount you paid for the specific service in question.

Governing Law

These terms are governed by and construed in accordance with the laws of the State of New York, without regard to conflict of law principles.

Changes to These Terms

We may update these terms from time to time. Changes will be posted on this page with an updated date. Continued use of the site after changes constitutes acceptance of the revised terms.

Questions?

Reach out through the contact form and I'll get back to you.